Budget isn’t a Bad Word Does the word budget make you cringe? Maybe it brings up feelings of constraint, or even memories of past failures. Have you tried to set…Continue readingPersonal Budget Tips
Good Debt vs Bad Debt You may be surprised to find that not all debt is the same. Whether debt is a good or bad thing can depend on the…Continue readingGood Debt, Bad Debt
I have been thinking about what it means to be wealthy. Once upon a time, people in America may have considered themselves wealthy if they could afford a home, a…Continue readingWhat Does Being Wealthy Mean to You?
Mortgages are Massive Debt For most people, their mortgage is the largest debt they will ever have. It takes up the majority of their income each month, and a…Continue readingHow to Pay Your Mortgage Off Early
This pandemic has affected nearly everything. It has changed the way we interact, the way we work. Maybe it has changed the way you see the world. No longer such…Continue readingCOVID and Your Finances
Yesterday was my birthday, and also the day that my 16 year old son got his driver’s license. That meant that I had to add him to my car insurance.…Continue readingHow to Save Money on Insurance
Buying from Private Sellers I have a weakness. I admit it. I like to change the car I own way too often. I am not even sure if I can…Continue readingBuying a Car: Things to Know
I have been thinking a lot about how people are managing financially in this new COVID world. I have a pretty stable job, and I still find myself worrying about…Continue readingIn these COVID times
Saving Money: What’s That? Many people don’t think about saving money at all, or feel like they don’t make enough to be able to save. The truth is, when it…Continue readingHow to Save Money
Anytime my wife and I go shopping, the difference in our purchase decision-making processes becomes very clear. Hers goes something like this: “Ooh! That’s cool. Can I have it?” Mine…Continue readingHow to Decide Whether to Buy Something
By now, you have probably heard about the historically low mortgage interest rates that are being offered. There is a lot of buzz about refinancing your mortgage now to cash…Continue readingWhen Should I Refinance My Mortgage?